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Frugal living is the first step in managing your finances. You have to know where your money is going and how you want your money to work for you. According to the Federal Trade Commission (2011), self-help is the most effective help in managing debt and personal finances. URL: http://www.thriftculturenow.com/frugal-living Title: Frugal Living: How to Save Money Image: Description: At Thrift Culture Now we teach you to Thrive. Learn to be thrifty everyday: money saving tips, Frugal Living and money saving ideas. Specialized in: Frugal Living - Money Saving Tips - Money Saving Ideas - Thrifty - Save Bills - Saving Money At Home - Cost Savings

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